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The Main Customer Base For Columbus Cheap Car Insurance

When apply for Columbus cheap car insurance, the following queries should be cleared. The minimum amount of liability insurance coverage required to satisfy Ohio’s Financial Responsibility law is 12,500/25,000/7,500, depending on various situations. This means that your insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:

*Twelve thousand five hundred dollars ($12,500*) because of bodily injury to or death of one (1) person in any one (1) accident

*Twenty-five thousand dollars ($25,000*) because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the *twelve thousand five hundred dollar ($12,500) per person limit

*Seven thousand and five hundred dollars ($7,500*) is the remuneration for causing destruction to property of others in an accident.

Under Ohio law, you are required to provide documentary proof of Financial Responsibility in the following circumstances to claim cheap Columbus car insurance:

*At the request of a law enforcement officer at the time of an accident or traffic stop.

*If you are found guilty of a traffic offense for which a court appearance is required.

*To ensure drivers continue to meet the Financial Responsibility requirements, the Ohio Bureau of Motor Vehicles (BMV) conducts a random selection process for insurance verification.
As part of this process, the BMV mails letters to a random selection of five (5%) per cent of registered Ohio vehicle and non- commercial truck owners. The letter instructs the vehicle owner that within twenty-one (21) days they must provide proof to the BMV demonstrating Financial Responsibility coverage was in effect on the date specified in the notice.

Columbus also has SR-22 system. An SR-22 is a certification of future proof of Financial Responsibility issued by a Columbus cheap auto insurance company to the Ohio Bureau of Motor Vehicles providing proof that you purchased liability insurance. The following circumstances may require a person to have an SR-22:

*To reinstate a suspended license after the person fails to pay an accident judgment

*To reinstate a suspended license after the person fails to maintain proof of Financial Responsibility

*To reinstate a suspended license after conviction of a major offense

If you are required to maintain a certificate of Financial Responsibility, your insurance company must provide the Bureau of Motor Vehicles with at least ten (10) days advance notice before termination. Safe Auto will only issue an Ohio SR-22 to Ohio residents.

Enter your zip code and get what you desire for free! It is no big hassle and trouble for you. Just act on your own positive impulse and see the results. Doing what is recommended, you will get an idea of Columbus cheap car insurance.